What is Peso-Cost Averaging?
It simply means buying stocks of companies in a fixed amount every month, every quarter or it is up to you as you are doing it regularly.
Ikaw bahala, basta kaya mong maglaan ng pera every month for your investment. Sa madaling salita, you need to learn how to budget your money. The easiest way to do it is to divide your income into parts, this is what I do, and believe me. it works
I divide my income into five parts right after I get my salary. Investment fund, Expense fund, Emergency fund, Support Fund at Extra Fund. may Extra fund ako kase may natitirang butal sa salary ko. then always deduct first your Investment fund, Isantabi mo muna yung pang investment fund mo bago mo problemahin yung mga bayarin. I deduct 2500 on my salary every cutoff, So I have P5000 for my investment every month.
Do you need to save P5000 every month for investment? Answer is NO. Depende sayo kung magkano ang kaya mo. As long as long as you can save a money monthly for your investment you are good to go.
Yung hindi mo gagalawin kahit anung mangyare. I started at P2000 every month, That time, grabe ang spending habit ko, I change it. natutu akong mag budget, magtipid. Managing your finances is really important.
Now, If you know how to save your money and nakakapaglaan kana ng pera for your investment. Alamin muna kung tuwing kailan ka magiinvest at sa anung company, again ikaw bahala kung tuwing kailan as long as you do it regularly.
What Company to choose? You need to choose it carefully, Only choose the great company na alam mong nandyan padin after 20years. Always choose the big one or the blue chips.
Why? because they are tested. Alam mong hindi sila mawawala, Hind isila baon sa utang and they give dividends.
Check here for Philippines' Blue Chip Companies
When to buy? Buy regularly based on your schedule. Nagkaroon ng recession? Buy your stocks. Ghost moth? Buy your stocks. Whatever happen, Buy your stocks, Di mo na kailangan abangan kung bababa o tataas ang stocks. hayaan mo na yung mga trader mamoblema dun. Go live your life as normal and let your money do the earning.
The Four Rules of Making Your Millions in Stock Market
In Bo Sanchez’ book My Maid Invests in the Stock Market, Bo simplified investing, and shares four house rules of making millions in the stock market:
I divide my income into five parts right after I get my salary. Investment fund, Expense fund, Emergency fund, Support Fund at Extra Fund. may Extra fund ako kase may natitirang butal sa salary ko. then always deduct first your Investment fund, Isantabi mo muna yung pang investment fund mo bago mo problemahin yung mga bayarin. I deduct 2500 on my salary every cutoff, So I have P5000 for my investment every month.
Do you need to save P5000 every month for investment? Answer is NO. Depende sayo kung magkano ang kaya mo. As long as long as you can save a money monthly for your investment you are good to go.
Yung hindi mo gagalawin kahit anung mangyare. I started at P2000 every month, That time, grabe ang spending habit ko, I change it. natutu akong mag budget, magtipid. Managing your finances is really important.
Now, If you know how to save your money and nakakapaglaan kana ng pera for your investment. Alamin muna kung tuwing kailan ka magiinvest at sa anung company, again ikaw bahala kung tuwing kailan as long as you do it regularly.
What Company to choose? You need to choose it carefully, Only choose the great company na alam mong nandyan padin after 20years. Always choose the big one or the blue chips.
Why? because they are tested. Alam mong hindi sila mawawala, Hind isila baon sa utang and they give dividends.
Check here for Philippines' Blue Chip Companies
When to buy? Buy regularly based on your schedule. Nagkaroon ng recession? Buy your stocks. Ghost moth? Buy your stocks. Whatever happen, Buy your stocks, Di mo na kailangan abangan kung bababa o tataas ang stocks. hayaan mo na yung mga trader mamoblema dun. Go live your life as normal and let your money do the earning.
The Four Rules of Making Your Millions in Stock Market
In Bo Sanchez’ book My Maid Invests in the Stock Market, Bo simplified investing, and shares four house rules of making millions in the stock market:
RULE 1: Invest Small Amounts Every Month for 20 Years or More
RULE 2: Invest Even When There’s a Crisis
RULE 3: Invest Only in Giants
RULE 4: Invest in Many Giants
Peso-Cost Averaging is already proven more effective and less risk approach in investing in stocks market than trading and less cost than paying in a lump sum of money. And the best thing here is di mo kailangan maglaan ng ilang oras para imonitor ang stocks mo. You can check it regularly just to see if gaano naba kalaki ang pera mo.
Now, you know you don't need to be rich to invest in stock market. For as low as P5000 you can start investing and a step closer to reach your million. What you need is discipline and consistency.
Happy Investing guys!
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